Terms & Conditions

Last Updated: [01-12-2025]
Welcome to Great Fintech Solutions Pvt. Ltd. (“Great FinSure”, “we”, “our”, “us”). By accessing or using our website, you agree to the Terms & Conditions mentioned below.

1. Nature of Our Services

• Great FinSure is only an online financial marketplace/aggregator.
• We are not a bank, NBFC, insurer, credit card issuer, or financial institution.
• We do not provide loans, credit cards, insurance, underwriting, or approvals.
• All financial products displayed on the platform are offered by RBI-regulated Banks/NBFCs or IRDAI-licensed Insurers.

2. No Guarantee of Approval

• All loan/credit card/insurance decisions including KYC, credit checks, approval & disbursal are solely at the discretion of the respective institution.
• Great FinSure does not guarantee/commit:
  • Loan approval
  • Credit card issuance
  • Insurance issuance
  • Interest rates
  • Processing timelines

3. User Responsibilities

Users must:

• Provide accurate information
• Ensure that they meet lender/insurer eligibility
• Complete mandatory KYC as required by RBI/IRDAI

Providing false information may lead to rejection by the financial institution.

4. No Upfront Fees

Great FinSure never collects upfront charges for loan or card applications. If any individual claims otherwise in our name, report it to us immediately.

5. Third-Party Links

Our website lists products provided by third parties. We are not responsible for:

• The accuracy of third-party information
• Decisions made by lenders/insurers
• Losses arising from third-party actions

6. Data Usage

User data may be shared with the respective partner institution strictly for application processing and always in compliance with the Digital Personal Data Protection Act (DPDP Act).

7. Limitation of Liability

Great FinSure will not be responsible for:

• Financial losses
• Rejections by lenders
• Delays in loan/insurance processing
• Decisions made by financial institutions

8. Modification of Terms

We may update these Terms from time to time. Continued use of the website implies acceptance.

9. Governing Law

These Terms are governed by the laws of India, and any disputes shall fall under the jurisdiction of the courts of Lucknow.